Friends,
Many friends of mine usually saying that “if we were having 25 lacs in hand, we no need to work or worry about the jobs”… I used to wonder really what kind of plans they have in their mind with that 25 lacs?, so here with I have charted down my plan with 25 lacs. Pls share your plans as well
Note: Based upon our risk category we need to choose the below ones. If you need any help in choosing pls do let me know
(Asset Class) (Amount) (Expected Return Percentage) (Amount)
1. Fixed Dep/NCD 250000 11.50% 28750
2. Liquid Fund /
Short term funds 500000 8.00% 40000
3. Gold 125000 10.00% 12500
4. MFs
(Diversified Equity/Balanced) 1000000 15.00% 150000
5. Shares 500000 20.00% 100000
6. Cash on hand 125000
Total 2500000 10.75% 331250
Monthly Income (approx) 27604
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